Executive Group Mortgage

	Executive Group Mortgage "Experience You Can Trust"

"When working with a lender, my most important criteria is communication and Bill provides constant updates. People use the term "great customer service" so much that it loses it's meaning; Bill is truly concerned with matching the product to his clients needs... that is what customer service is all about. I would and will recommend him to all my clients because I KNOW that I can TRUST him to get it done."
Robin Cutshaw, Broker
Mountain View Real Estate

Bill Lenczynski Welcome to Executive Group Mortgage. EGM is located in Knoxville, TN. Our team is glad to assist you in your home financing needs. Whether you are a First Time Homebuyer or you are looking for a Vacation home or a rental property, we believe you deserve the same respect. We have many loan programs to offer including fixed rates, interest only, FHA/VA and Jumbo mortgages. We can prequalify you for the purchase of your new home. If you are in need of a debt consolidation or home improvement loan we can help you refinance with the lowest rate to suit your needs. So take a moment and tell us about your situation, we’ll get to work for you right away.

Credit Crisis but there is Good News
According to Federal Reserve Chairman, Ben Bernanke, “Financial markets have been volatile in recent weeks, credit conditions have become tighter for some households and businesses, and the housing correction is ongoing.” What does this mean for consumers?
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Debt Consolidation - If you have more than $8,000 in credit card debt or installment loans, contact us today to see how we can save you thousands of dollars.
Annual Mortgage Review - Whether your are an existing client or a future client, contact us today to see if your current home loan is properly aligned with your financial goals.
First Time Homebuyer- No money down payments are not a problem but a reality in today’s market. The key to getting into your new home within a budget is to talk to one of our advisors. We have years of experience helping Americans finance their dreams.
Utilize your Equity - Uncover the financial strategies of the wealthy.


Whether you have had life happen or experienced a great loss, your credit may not be where you would like it. We give you credit for being human. Call our offices to put together a plan to get ready to buy. Who knows? You may be able to buy your dream home today!		Do you have good credit but have been told you don’t earn enough income to qualify? Are you considering a move or would remodeling your current home be a better option? Do you have no credit at all? Are you a Foreign National or Permanent Resident Alien?		We make the loan process easy, some would even say fun. See How...

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Potential borrowers cannot wait any longer. For those who are considering buying a home, be aware that the volatile credit market can change overnight, leaving fewer options available to borrowers attempting to qualify for a home loan. This is even more true for those looking to refinance. With the number of mortgage products decreasing, delaying any longer could result in terms becoming more expensive.

Sellers can no longer be reluctant to accept offers or reduce prices. Tightening credit and diminishing mortgage products will continue to reduce the pool of qualified buyers. This, along with the national increase in housing inventories, means now is not the time to hold out for the "best" price possible.

Buyers with credit issues or who have difficulty providing required documentation can no longer sit on the fence. If market conditions change, buyers who qualify for a loan today may not qualify in a few weeks for the same exact loan. A buyer’s pre-approval status can disappear even more quickly, resulting in a delayed closing or worse, no loan available.